BEWARE! WhatsApp can be used for stealing money from your bank account


A QR code is only used to make payments to a shopkeeper, friends, or service. You never have to scan a QR code to receive money, which some users are unaware of, and fraudsters take advantage of this. If you need to sell an item via online websites, you post all relevant information on the platform. Scammers are pretending to be buyers by showing interest in your article. They may send you a QR code via WhatsApp, instructing you to scan the code with Google Pay or another UPI-based service to receive the funds in your bank account. This will get you into a lot of trouble because you will pay the scammer instead of receiving it.

Safety Tips

  •  If you don’t know much about online payments, then either learn about it or it is always better to deal in cash.
  • When you need to pay someone, then you should always double-check the name or UPI ID after scanning a QR code on WhatsApp and then make payment.
  • Fraudsters could also send you a QR code over WhatsApp and ask you to scan it using a UPI app and enter MPIN, which is basically the mobile PIN that you have set for your banking app.
  • WhatsApp even allows you to save any contact using a QR code, which is why users should share their WhatsApp QR code with only those whom they trust.
  • It’s possible for someone to forward your WhatsApp QR code to other people, who could then add you as a contact by scanning your code.


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